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IS YOUR PLANNED RETIREMENT GETTING FURTHER AND FURTHER AWAY?
Our experienced independent financial advisers offer unbiased, independent advice to individuals and businesses.
Because we are not tied to any company or bank, we work solely on your behalf.
This means we select the right products for you, quickly and efficiently.

ARE YOU PAYING TOO MUCH TO PROTECT YOUR HEALTH, WEALTH & LIFESTYLE?
Computerised systems provide instant access for 'up-to the minute' quotations to ensure best value and suitability. By building a rounded portfolio for you, we support you with your immediate financial needs, but also help you to plan ahead for any other change in circumstances including Inheritance Tax and retirement planning.

ARE YOUR INVESTMENTS GENERATING LOW RETURNS OR AN UNACCEPTABLE LEVEL OF RISK?
As Independent Financial Advisers, we provide competitive, independent and completely impartial advice on a range of products, to suit your individual needs.

IF THE ANSWER TO ANY OF THESE QUESTIONS IS YES, HOWARD WORTH
CAN START TO PROVIDE IMMEDIATE SOLUTIONS.
All our advice is preceded by an in-depth and informal discussion. By getting to know you properly and assessing your individual requirements, we are in a stronger position to give you the best advice.

This initial meeting is free of charge and is offered on a no obligation basis.

We specialise in the following areas:

Pensions
Personal Pensions for Self-Employed and Employees.
Executive Pension Plans for Directors
Group Personal Pensions
Small Self Administered Pension Schemes (SSAS’s)
Self Invested Personal Pensions (SIPP’s)
Stakeholder Pensions
Corporate and Personal Advice

Tax Planning
Tax efficient advice
Inheritance Tax Planning

Investments
Advice on creating a balanced portfolio
Evaluating your attitude to risk
Income and/or growth portfolio

Protection
Various forms of Life Cover – Term Assurance and Whole of Life
Disability, Critical Illness
Permanent Health Insurance and Long Term Care
Partner & Corporate Protection

Howard Worth Financial Services is a trading name of Howard Worth which is regulated by the FSA for investment purposes.